Why Should Your Institution Partner with CampusCredit?
In India's competitive higher education landscape, fee payment friction is one of the top reasons students drop out of the admission funnel. CampusCredit solves this — by offering zero-collateral, instant-approval EMI plans to students, directly through your institution's admission process.
- Online/Distance Universities (UGC-DEB approved)
- Private Engineering & MBA Colleges
- Skill Development Institutes & Coaching Centres
- EdTech Platforms offering certificate programs
- Franchise-based education networks
What Does a CampusCredit Partnership Include?
As a CampusCredit Institute Partner, your institution gets:
- ✅ Dedicated Institute Dashboard — track student applications, disbursements, and EMI status in real-time
- ✅ Zero-Cost Integration — no tech investment required; share a unique payment link with students
- ✅ Instant Fee Settlement — CampusCredit settles fee amount directly with the institution within 2–5 working days
- ✅ Revenue Share — earn referral incentives on every approved application
- ✅ Co-marketing Support — featured on CampusCredit's platform as an approved partner university
- ✅ KYC & Compliance — fully regulated, no hidden liability for partner institutions
Step-by-Step: How to Become a CampusCredit Institute Partner
Step 1 — Register on the Partner Portal
Visit cosmosiq.ai/campuscredit/institute and click "Register as Partner." Fill in your institution's details — name, type, city, state, authorized signatory info.
Step 2 — OTP Email Verification
An OTP is sent to your official institutional email. Verify it to activate your account. This ensures only authorized representatives register.
Step 3 — Complete KYC Documents
Upload the following documents through your secure dashboard:
- Institution PAN Card
- GSTIN Certificate
- Certificate of Incorporation / Trust Deed / Society Registration
- Bank Account Details (cancelled cheque or bank statement)
- Authorized Signatory PAN + Aadhaar
- UGC/AICTE/DEB approval letter (for universities)
Step 4 — MOU Signing & Approval
CampusCredit's team reviews your KYC within 3–5 working days. Upon approval, a digital MOU is signed. Your account goes live immediately after signing.
Step 5 — Go Live & Share Your Payment Link
Once live, you receive a unique partner payment link and QR code. Share it with students at the time of admission or fee payment. Students apply online, get instant in-principle approval, and CampusCredit disburses the fee amount directly to the institution.
Revenue & Fee Structure
| Parameter | Details |
|---|---|
| Partnership Fee | Zero — completely free to join |
| Disbursement Timeline | 2–5 working days post approval |
| Loan Amount Range | ₹10,000 – ₹7,50,000 per student |
| Tenure | 6 to 36 months EMI |
| Revenue Share | Discussed during MOU signing |
Frequently Asked Questions — Institute Partners
Q: Is there any cost to join the partner program?
No. Joining CampusCredit as an institute partner is 100% free.
Q: How soon can students get approval?
In-principle approval takes 4 hours. Full disbursement within 2–5 working days.
Q: Does CampusCredit handle collections from students?
Yes. CampusCredit handles all EMI collections directly from students. The institution receives the full fee amount upfront.
Q: What if a student defaults?
The risk of default is borne by CampusCredit's NBFC partners — not the institution. Once fee is disbursed, the institution has no liability.
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"After partnering with CampusCredit, our admission conversions went up 38% in the very first semester. Students no longer drop out due to fee concerns — and we get the full fee upfront, no risk."